How to Improve Your Credit Score From 500: A 90-Day Plan
How to improve a credit score from 500: a 90-day plan for damaged files, with disputes, secured cards, utilization tricks, and what to skip.
By Aaron Kim
HomeBorrow Smarter
Borrow Smarter - 2
Reporting, analysis, and plain-language explainers on payday loans, state rules, credit scores, and the lower-cost alternatives most borrowers never hear about.
More Payday and Credit Reporting
How to Budget on Irregular or Hourly Income (Without Giving Up)
Budgeting irregular income with a two-account system: pay yourself a fixed weekly salary out of variable gig pay, build a 4-week buffer, skip payday loans.
By Aaron Kim